Cheapest and best areas to buy in Chatham. All 2 postcode districts compared.

Typical 3-bed house£317kacross Chatham
Cheapest districtME43-bed house £285k
Sold last year640homes in Chatham
Prices in Medway+1.1%on a year ago

A typical 3-bedroom house in Chatham sold for £317,000 over the last five years, in today's money. The same home costs £285k in ME4 and £331k in ME5, so where you look matters more than almost anything else.

For the most space for your money, look at ME4: about 83 m² for a typical £285k. ME5 is the busiest market, with 466 sales last year.

Prices in Medway are up 1.1% on a year ago. Renting a 3-bedroom home costs about £1,336 a month; a 90% mortgage on the typical 3-bed house would be around £1,446 a month at 4.5% over 30 years.

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Cheapest areas to buy in Chatham

For a flat, the cheapest is ME5: a typical 2-bedroom flat sells for £182k.

Best areas in Chatham for families

Districts where the best state schools nearby beat the England average, cheapest first.

Best state primary within 2 km (pupils meeting the expected standard at 11) and secondary within 5 km (grade 5+ in English and maths). DfE performance tables.

Chatham postcode districts

District3-bed houseSize2-bed flatHouses per m²Best primarySold last year
ME4£285k83 m²£198k£3,51684%174
ME5£331k85 m²£182k£4,14777%466

Typical prices from sales in the last five years, in today's money. A dash means too few sales to say.

Questions about buying in Chatham

How much is a 3-bedroom house in Chatham?

About £317,000 across Chatham, from sales in the last five years in today's money. It ranges from £285k in ME4 to £331k in ME5.

What is the cheapest area of Chatham to buy a house?

For a 3-bedroom house: ME4 (£285k), ME5 (£331k).

Are house prices going up in Chatham?

In Medway, prices are up 1.1% on a year ago and up 14.4% over five years, according to the UK House Price Index (July 2026).

Which postcode in Chatham is best for families?

On school results and price together: ME4 (3-bed house £285k, best primary nearby 84% at the expected standard against 64% across England); ME5 (3-bed house £331k, best primary nearby 77% at the expected standard against 64% across England).

Is Chatham a good place to buy a house?

What the numbers say: a typical 3-bedroom house costs £317,000, prices are up 1.1% on a year ago, renting a 3-bedroom home costs about £1,336 a month against roughly £1,446 for a 90% mortgage, and 640 homes sold last year, so there is a real choice. Prices vary from £285k to £331k between districts, so the area you pick matters most.

How many homes sell in Chatham each year?

640 homes sold across its 2 postcode districts in the last year, the most in ME5.

Sources: HM Land Registry price paid data matched to the EPC register, UK House Price Index (July 2026), ONS private rents (August 2026). The mortgage figure is an illustration, not advice.