Buying a home in MK40, Bedford. What it costs, what you get and where else to look.

Typical 3-bedroom house£359kmost £314k–£423k
Houses per m²£4,151flats £3,358
Sold last year2151,512 in five years
Prices in Bedford+3.9%on a year ago

A typical 3-bedroom house in MK40 sold for £358,786 over the last five years, in today's money; most went for between £314,012 and £422,519, for about 90 m² of space. That is about the same as the same home across Bedford (£366,000).

215 homes sold here in the last year: a steady market with homes coming up most weeks. Flats start at around £142k for one bedroom. Within the district, houses cost the least per m² in MK40 1 (£2,893) and the most in MK40 3 (£4,431).

Across Bedford, prices are up 3.9% on a year ago and up 20.7% over five years. Renting a similar home there costs about £1,260 a month; a 90% mortgage on the typical price would be around £1,636 a month at 4.5% over 30 years. Lenders would typically want a household income of about £72,000 for that mortgage: what £75,000 buys.

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House prices in MK40 by bedrooms

BedroomsTypical priceMost sell forSizeSold, 5 years
1£323,400£195k–£447k88 m²13
2£300,155£246k–£345k69 m²208
3£358,786£314k–£423k90 m²391
4£477,217£402k–£583k115 m²149
5+£745,459£596k–£967k188 m²273

Prices by type of home

1 bed2 bed3 bed4 bed5+ bed
Houses£323k£300k£359k£477k£745k
Detached—£332k£445k£535k£885k
Semi-detached£309k£326k£367k£442k£652k
Terraced£195k£277k£337k£402k£592k
Flats£142k£178k£244k£255k—

Typical sale price over the last five years, adjusted to today's prices with the UK House Price Index.

Price per m² across MK40

Postcode sectorHousesFlats
MK40 1£2,893£3,005
MK40 2£3,902£3,235
MK40 3£4,431£3,575
MK40 4£4,083£3,510

Schools near MK40

Best state primary within 2 kmCauldwell School74% met the expected standard at 11 · England 64%13 state primaries within 2 km
Best state secondary within 5 kmGoldington Academy59.7% got grade 5+ in English and maths · England 43.8%14 state secondaries within 5 km

Nearby areas

Questions about MK40

Is MK40 a good area to buy a home?

What the numbers say: a 3-bedroom house costs about the same as across Bedford; prices in Bedford are up 3.9% on a year ago; the best state primary nearby is above the England average (74% against 64%); the best secondary is above it (59.7% against 43.8%); 215 homes sold here last year. Whether it suits you depends on your budget and what you need nearby, so compare it with the districts around it below.

How much is a 3-bedroom house in MK40?

A typical 3-bedroom house in MK40 sold for £358,786 over the last five years, in today's money. Most sold between £314,012 and £422,519.

Is MK40 expensive for Bedford?

A 3-bedroom house in MK40 costs about the same as the typical 3-bedroom house across Bedford (£366,000).

How many homes sell in MK40 each year?

215 homes sold in the last year and 1,512 in five years: a steady market with homes coming up most weeks.

What are the schools like near MK40?

The best-performing state primary within 2 km is Cauldwell School, where 74% of pupils met the expected standard at age 11 (England: 64%).

Where is cheaper near MK40?

For a 3-bedroom house, MK42 (£322k, 2 km).

Sources: HM Land Registry price paid data matched to the EPC register for size and bedrooms, last five years in today's prices; UK House Price Index (July 2026); ONS private rents (August 2026); DfE school performance tables. Districts with fewer than five sales of a kind are left out. The mortgage figure is an illustration, not advice.